Client
Buckeye Surface Maintenance
Founded
2006
Headquarters
Independence, Ohio
The Overview
Buckeye Surface Maintenance (BSM) is a trusted provider of surface preparation and maintenance services, specializing in high-quality solutions for commercial and industrial clients. Known for their exceptional service and dedication to client satisfaction, BSM has become a leader in their field. To keep pace with rising demand and deliver on their promises to clients, BSM identified the need to expand their equipment fleet with essential assets, including trucks and skid steers.
However, this expansion required significant financial investment. BSM needed a flexible financing solution to secure these assets while preserving cash flow. American Financial Network (AFN) stepped in as a partner, bringing a customized leasing solution that enabled BSM to maintain operational continuity and grow sustainably.

“Buckeye Surface Maintenance is one of my favorite success stories because I have been able to return their loyalty by hiring them to maintain my own business’s parking lots! I am proud to know that they have continued to come to AFN for their equipment financing needs for over twelve years now, and hope that we continue to work for and with each other for many more years”
-Spencer Richman, President of AFN

The Challenge
With growing client demands, Buckeye Surface Maintenance needed to increase its service capacity by adding new, high-capacity equipment. However, acquiring this equipment required a considerable upfront cost, which would have strained BSM’s cash flow and impacted their ability to cover ongoing operational expenses. Traditional financing options took too much time, energy and information for BSM’s owner, who worked long hours growing his company.
BSM required a financing partner who was local, trustworthy, and could structure a solution that was fast, efficient, and cost competitive.
“I am pleased to recommend AFN following a highly positive experience financing essential equipment for my business, including trucks and skid steers. The entire process was not only efficient but impressively fast, allowing us to move forward with our operations without unnecessary delays.
The team at AFN demonstrated exceptional professionalism, offering tailored financing solutions that aligned with our specific requirements. Their attention to detail, clear communication, and transparency throughout the process were greatly appreciated, ensuring that all terms were well-understood from the outset.
What stood out most was their ability to expedite the financing process, enabling us to secure the equipment quickly and maintain operational continuity. Their responsiveness and commitment to delivering timely solutions truly set them apart.”
-Eric Michalski, President and Owner of Buckeye Surface Maintenance
The Solution
American Financial Network (AFN) developed a leasing solution tailored specifically to Buckeye Surface Maintenance’s needs. This approach provided BSM with the essential equipment while minimizing immediate financial impact, ensuring they could continue growing without sacrificing cash flow or operational stability.
AFN’s financing solution included:
- Flexible Payment Terms: AFN created a leasing structure that spread payments over time, allowing BSM to invest in their growth while keeping cash reserves intact.
- Expedited Process: Understanding the urgency of BSM’s needs, AFN streamlined the financing process, ensuring that BSM could secure the equipment without delays and continue serving clients without interruption.
- Transparent Communication: AFN maintained clear and open communication throughout, allowing BSM to fully understand all terms and confidently proceed with their expansion plans.

The Outcome
With AFN’s tailored financing, Buckeye Surface Maintenance successfully acquired the necessary equipment to support their expanding operations. The additional trucks and skid steers allowed BSM to increase project capacity, streamline workflows, and maintain the high service standards their clients expect. The partnership with AFN allowed BSM to scale up their operations without depleting capital, preserving their financial flexibility.
Key benefits achieved through AFN’s support:
- Operational Efficiency: The new equipment streamlined project timelines, enabling BSM to increase client satisfaction by delivering timely, high-quality service.
- Financial Flexibility: The lease structure allowed BSM to avoid a large upfront expense, ensuring healthy cash flow during a period of growth.
- Enhanced Market Position: With expanded capabilities, BSM strengthened its competitive edge, attracting more clients and solidifying its industry standing.
AFN’s Impact
The twelve-year partnership between American Financial Network and Buckeye Surface Maintenance is a testament to AFN’s dedication to fostering long-term client relationships. By providing flexible, tailored financing solutions, AFN has enabled BSM to scale its business while maintaining operational and financial stability. The mutual loyalty between AFN and BSM underscores the strength of their collaboration, one that both parties hope to continue for many years to come.